Considering Filing Bankruptcy in Dalton?

Financial difficulty is not that uncommon in Dalton these days. Understanding all the options available to you in dealing with your debt is crucial to securing your future. If you are having trouble making the minimum payments on your credit card debt, or have fallen behind on your mortgage payments, you should consider bankruptcy.

If you are considering filing bankruptcy in Dalton, the bankruptcy attorneys at Berry & Associates are here to help you through the complicated process. Whether you are considering Chapter 7 to wipe out your credit card debt or Chapter 13 to save your home from foreclosure, the lawyers at our firm will guide you through the process and help you achieve your goal of becoming debt free.

Before talking to an attorney, you should begin the process by building a budget that includes all your monthly expenses and income. Compile a list of your creditors, including each account number and the amount you owe. Then list your assets and personal belongings so that a thorough evaluation of your financial condition can be undertaken.

Our professional staff will advise you, and get started on the paperwork that will begin your bankruptcy filing. Keep in mind that bankruptcy is a legal process; it takes time to complete the paperwork and make sure that all of the information on your case is ready. Your Dalton bankruptcy lawyer will file your case in the appropriate court and guide you through the meetings and hearings that will follow.

Chapter 7 filers will just have to wait a couple of months to will receive their discharge in the mail. Chapter 13 filers will begin making their payments to the bankruptcy trustee for the approved term. Once the payment plan has been completed, a discharge will then be mailed to them.

Deciding that bankruptcy is your best option is not an easy decision to make. We here at Berry & Associates know that by taking this step you have considered all the options and made the best decision for your financial wellbeing. We are here to help.

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